Hi, I’m Chris - thanks for taking the time to visit.If you’re thinking about upgrading your home, you’re probably trying to sort out one big question:“What’s the safest way to do this?”Do you buy first, or sell first?
Is bridging an option?
Should your current home become an investment?
How much can you borrow with two properties?
What’s the smartest way to structure everything?These are the exact questions I walk people through every day - and they’re completely normal.Most families who reach out to me can upgrade comfortably… they just need someone to map out the numbers clearly so they can move forward without the stress.Because the tricky thing is:
- Every lender treats next-home scenarios differently.
- Some support bridging. Some don’t.
- Some count rental income. Some won’t.
- Some offer generous borrowing capacity. Some are extremely conservative.It’s not you - it’s lender policy.And once we look at your situation across 60+ lenders, things become far clearer than they feel right now.On a Next Home Strategy Call, I’ll walk you through:
- Whether buying first or selling first is safer for your numbers
- If bridging finance is an option
- Whether keeping your existing home as an investment makes sense
- How lenders assess equity + two mortgages
- Your borrowing power with your current and future goals
- The simplest structure for your next move
- A clear plan from where you are now to contract signingMy goal isn’t to push you into anything - it’s to make sure you understand your real options so you can make confident decisions.If you want clarity, a plan, and a safe strategy before you do anything else, you can book a Next Home Strategy Call below.